Instant Offer Calculator

Calculate your cash offer price in seconds using as-is property values — no comps or repair estimates needed. Enter estimated values from Zillow, Redfin, or Realtor.com and instantly get your offer price, max buy price, wholesale fee, and a negotiation range to close the deal.

Enter estimated as-is values from online sources like Zillow, Redfin, or Realtor.com. The calculator averages all non-zero values to determine the property's as-is value.

Results
Your Offer Price
$109,500

Your opening offer — a low anchor starting point with room to negotiate up to your max buy price.

Negotiation Range

Start at your offer price and negotiate up. Never go above your max buy price.

Offer
$109,500
Target
$127,750
Max Buy
$146,000
Average As-Is Value
$285,000

The average of your non-zero value estimates

Exit Price (60%)
$171,000

The discounted price a cash buyer will pay for this property

Wholesale Fee
$25,000

Your gross wholesale assignment fee, based on the pricing tier

Max Buy Price (51% of value)
$146,000

The most you should pay — exit price minus your wholesale fee

Offer at 75% of Max Buy
$109,500

Pricing tier: $201k – $300k

About This Instant Offer Calculator

The as-is instant offer method lets real estate wholesalers make fast, all-cash offers without spending time on comps or repair estimates. Instead, it uses readily available online value estimates from sites like Zillow, Redfin, and Realtor.com to calculate a profitable offer price based on proven pricing tiers.

This calculator applies a tiered formula that adjusts the exit percentage, wholesale fee, and offer discount based on the property's average estimated value. If you're close to making a deal work, feel free to adjust your wholesale fee in the advanced settings — even a small change can make the difference between winning and losing a deal.

Want to make fast creative offers, not just cash offers? Our full-featured Flexi calculator lets you structure seller financing terms, wrap mortgages, amortization schedules, and tax benefit estimates — so you can make compelling offers that work for both sides.

Other Free Tools

Mortgage Calculator with Extra Payments

Calculate monthly mortgage payments and model extra principal payments to see months and interest saved.

Home Selling Cost Calculator

Estimate total commissions, fees, and closing costs when selling your home.

Underwater Mortgage Calculator

Calculate how much you could save by letting a buyer take over your underwater mortgage.

Rent vs Buy Calculator

Compare the total cost of renting vs buying over time and find your breakeven year.

Note Appraisal Calculator

Estimate what your mortgage note is worth to a note buyer using remaining balance and investor yield.

Social Security NPV Calculator

See how many years earlier you can retire by counting Social Security at its true present value.

Frequently Asked Questions

Need More Powerful Calculations?

Unlock wrap mortgages, balloon payment scheduling, amortization tables, tax benefit estimates, and more with Flexi's full-featured seller finance calculator.

30-day free trial
Cancel anytime
Unlimited calculations
PDF exports
Community access