GoFlexiStructure any deal.
From first offer to full capital stack.
The complete deal-structuring toolkit, born from creative finance. Make cash and terms offers on any listing, put a dollar value on great terms, underwrite rentals, and split returns with partners.
Free plan · New accounts get 14 days of Pro · No credit card required
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Deal Calculator
Everything you need to price, model, and analyze a deal
From your first creative offer to a full capital stack — there's a tool for every step of the deal.
Deal Calculator
Build a seller-financed deal end to end — balloon payments, interest-only or principal-only entry, escalating rates, and wraps — with a full amortization schedule you can export to PDF.
Estimate the Value of Your Terms
The heart of GoFlexi: turn a below-market rate, a long amortization, or an interest-only start into a dollar figure — so you know exactly how much extra price great terms can justify.
Instant Mode
Quote a deal in seconds. Turn an as-is value estimate into a cash offer, a creative seller-financing offer, and a ready-to-send message — then open it in the full calculator.
Compare Scenarios
Save deal structures and put two or three side by side to see how price, monthly cash flow, and buyer/seller yield diverge — then export the comparison to PDF.
TVM Solver
Solve for any variable (PV, FV, PMT, N, I/Y) and analyze uneven cash flows with NPV, IRR, and MIRR — the math behind every deal.
Note Appraisal
Price any seller-financed note. Adjust the required yield for lien position, ITV, seasoning, credit tier, property type, and state foreclosure timeline.
Servicing Simulator
Model how a note actually performs over time: payments, late fees, gap-fill, recasts, payoff quotes, and custom events. An educational simulator.
Underwriting
Underwrite a rental or small multifamily end to end — multi-year cash flow, project IRR, the best year to sell, a BRRRR refinance lens, and a 5×5 sensitivity grid.
Capital Stack & Waterfall
Structure any deal's capital stack and split the profits — preferred return, GP promote, and the IRR and equity multiple each debt tranche and equity class earns.
Why Choose GoFlexi?
More offers out the door, sharper numbers at the table, and room to grow into bigger deals.
No Lead Lists Required
Run a creative offer on any listing — Zillow, an expired, a FSBO — no lists to buy and no marketing spend. When a lowball cash offer would end the conversation, a terms offer keeps the deal alive at a price the seller wants to hear.
Negotiate with Numbers
When the seller replies, you're not guessing. See what a favorable rate or a longer payoff is actually worth in dollars, and trade price for terms with confidence.
Grow Into Bigger Deals
The same tools you use to quote a wholesale deal also underwrite rentals and small multifamily, price notes, and split syndication returns — so GoFlexi keeps up as your deals get bigger.
Learn from a Community of Deal-Makers
Free lessons cover everything from your first amortization schedule to equity waterfalls — then keep learning alongside a community of other creative deal-structurers.
Built for deal-makers at every stage
From first-time wholesalers to seasoned syndicators, find the tools built for how you work.
Wholesalers
Make offers on listings other buyers walk away from. When your cash number is too low, a terms offer keeps you in the deal — no lead lists, no marketing budget required.
Best for you: Instant Mode, Deal Calculator, Terms Value
Agents & Brokers
Make more listings sell. When a straight sale stalls, structure a seller-financed deal, a wrap, or an AITD instead — and show your client exactly how the numbers work for them.
Best for you: Deal Calculator, Terms Value, Compare
Note Investors
Appraise notes you're thinking of buying. Price the risk by lien position, ITV, seasoning, and borrower profile — then simulate how the note actually services over time.
Best for you: Note Appraisal, Servicing Simulator, TVM
Rental & Commercial Investors
Underwrite a rental or small multifamily to a multi-year IRR, find the best year to sell, test a BRRRR refinance — then split the returns with partners through a preferred return and GP promote.
Best for you: Underwriting, Capital Stack, TVM
Sellers
Weighing a low cash offer? Model what the same buyer could pay you over time with seller financing — including tax deferral and total return vs. a lump sum today.
Best for you: Deal Calculator
Servicers & Students
Even as a simulator, the servicing tool is a great way to learn the mechanics of late fees, gap-fill, recasts, and payoff quotes — the moving parts of a real note.
Best for you: Servicing Simulator
Master Deal Structuring
Comprehensive lessons to guide you from beginner to expert
The Complete GoFlexi Workflow
The end-to-end process for finding, contacting, and structuring seller-financed deals — and where each GoFlexi tool fits in.
Building Your First Schedule
Enter price, down payment, rate, and term to generate a full amortization schedule — then save it or export a PDF.
Estimating the Value of Your Terms
The core GoFlexi idea: turn a below-market rate into a dollar figure so you know how much extra price great terms can justify.
Balloon Payments & Escalating Rates
Add a balloon to force a future payoff, or step the rate up over time — and learn how to cap the increases.
Quoting on the Fly with Instant Mode
Turn an as-is value estimate into a cash offer, a creative offer, and a ready-to-send message in seconds.
Appraising Notes with Risk Profiles
Value a mortgage note with risk-adjusted yields, and save profiles for different markets or strategies.
Underwriting an Income Property
Take a rental or small multifamily from rent roll to a multi-year IRR — the best year to sell, a BRRRR refinance lens, and a sensitivity grid.
Capital Stack & Equity Waterfall
Split a deal across debt and equity — preferred return, GP promote, and the IRR each source earns.