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Start free. Upgrade when you're ready.

New accounts get 14 days of Pro free — no credit card required

Free

$0/monthFree forever

  • Full amortization calculator — fixed & ARM rates, interest-only / principal-only, balloons, extra payments
  • Estimate Value of Terms
  • Installment-sale tax benefit — the gain spread across the years you're paid, at one blended rate
  • Carry the Note vs. Take Cash — present value and breakeven rate, before tax
  • Instant Mode — cash & creative offers in seconds
  • TVM solver (NPV, IRR, MIRR, uneven cash flows)
  • Save & compare up to 3 scenarios side by side
  • Lessons, community, and all free tools

No credit card required

Founding price — save 57%

Pro — Annual

$8.25/month$99 billed annuallyFounding price for early subscribers — yours for as long as you stay on this plan

  • Save $129 a year — over 6 months free
  • One payment a year — no monthly card declines
  • Priority feature requests
  • Everything in Free, plus:
  • Wraps / AITD, subject-to, escalating (step-up) rates, deferred entry
  • Installment-sale tax — brackets, recapture & NIIT, with a per-year schedule for your CPA
  • Carry the Note vs. Take Cash — both sides priced on your brackets, after tax
  • Investment Returns (RoE) insights
  • Save up to 30 scenarios to compare
  • Underwriting, Capital Stack & Waterfall
  • Note appraisal, Servicing simulator
  • PDF exports

Pro — Monthly

$19/monthBilled monthly

  • Every Pro feature — the same toolkit as Annual
  • No commitment, cancel anytime
No contracts • Cancel anytime

Tax figures are planning estimates, not tax advice.