Instant Cash Offer Calculator

Calculate your cash offer price in seconds using as-is property values — no comps or repair estimates needed. Enter estimated values from Zillow, Redfin, or Realtor.com and instantly get your offer price, max buy price, wholesale fee, and a negotiation range. Pair it with the Instant Creative Offer Calculator to give every seller two real options.

Enter estimated as-is values from online sources like Zillow, Redfin, or Realtor.com. The calculator averages all non-zero values to determine the property's as-is value.

Results
Your Offer Price
$109,500

Your opening offer — a low anchor starting point with room to negotiate up to your max buy price.

Negotiation Range

Start at your offer price and negotiate up. Never go above your max buy price.

Offer
$109,500
Target
$127,750
Max Buy
$146,000
Average As-Is Value
$285,000

The average of your non-zero value estimates

Exit Price (60%)
$171,000

The discounted price a cash buyer will pay for this property

Wholesale Fee
$25,000

Your gross wholesale assignment fee, based on the pricing tier

Max Buy Price (51% of value)
$146,000

The most you should pay — exit price minus your wholesale fee

Offer at 75% of Max Buy
$109,500

Pricing tier: $201k – $300k

Seller turned down your cash offer? Try terms.
Run the same property through the Instant Creative Offer Calculator. If the seller doesn't need all of their equity in cash today, better-than-market seller-financing terms usually let you offer a higher price and still come out ahead. Opens in a new tab so you can compare side by side.

Want more? Get it in GoFlexi

These free tools preview GoFlexi's Instant Mode — run the cash and creative offers together, save your presets, and copy a ready-to-send seller message. The full calculator goes deeper on every seller-finance structure.

Cash + creative, side by side
Run both offers on one property and compare instantly in Instant Mode
More entry options
Interest-only, principal-only, and deferred (payment-holiday) entries — each re-prices terms value
Outreach + saved presets
Auto-filled seller message, plus saved buy-box tiers and creative defaults
More exit options
Balloon exits with optional step-up (escalating) interest rates on a fixed schedule
Terms value, combined
Value your terms across every entry option and wrap mortgages
Live amortization chart
Visualize principal vs interest over time
Extra principal payments
Monthly, yearly, or one-time — see months and interest saved
Tax benefit estimation
Capital gains modeling on installment sales
Wrap mortgage modeling
Spread profit, seller cash flow, and both schedules
PDF export
Export the full schedule and summary

...and more — full deal-structuring, resources, lessons, and community access.

About This Instant Cash Offer Calculator

The as-is instant cash offer method lets real estate wholesalers and cash buyers make fast, all-cash offers without spending time on comps or repair estimates. Instead, it uses readily available online value estimates from sites like Zillow, Redfin, and Realtor.com to calculate a profitable offer price based on proven pricing tiers.

This calculator applies a tiered formula that adjusts the exit percentage, wholesale fee, and offer discount based on the property's average estimated value. If you're close to making a deal work, feel free to adjust your wholesale fee in the advanced settings — even a small change can make the difference between winning and losing a deal.

This is the cash side of the offer toolkit. When the seller doesn't need all-cash today, you can usually offer a higher price on terms using the companion Instant Creative Offer Calculator. Presenting both numbers — a clean cash offer and a higher seller-financed offer — gives sellers a real choice and gives you a much better chance of winning the deal.

Related calculators

Instant Creative Offer Calculator

Instant creative offer with seller financing and live terms-value math. Companion to the Cash Offer Calculator.

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Underwater Mortgage Calculator

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Frequently Asked Questions

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